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QUESTION

Assalamu alaikum. Afwan ustadz, what is the law regarding a social gathering organizer holding a social gathering for goods, but he makes a profit with money?
For example, an item costs 1 million, but it is held as a social gathering for 10 people at 120 thousand each for 10 times. And the organizer of the social gathering made a profit of 200 thousand from the social gathering. What is the law, ustadz? Jazakallahu khoir (+62 813-3434-xxxx)


ANSWER

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Wa’alaikumussalam wa Rahmatullah wa Barakatuh

There are two things:

– Arisan is basically permitted, because the substance is a debt agreement, provided it is free from usury.

In principle, social gathering for goods is permitted provided that the price of the goods remains fixed during one social gathering cycle. If the price of goods changes and increases so that the installments of the social gathering participants increase then it becomes usury. Due to the increase in debt value.

– If the social gathering is 120 thousand rupiah, with details:

100 thousand rupiah for the book

20 thousand rupiah for the organizer’s wages, then this is permitted by an ijarah (rental) agreement for the organizer’s services: recording, billing, collecting and buying books. As long as all parties are happy with the ijarah agreement.

Wallahu A’lam

✍️ Farid Nu’man Hasan